Journal of Economic and Financial Transformation

Dr. Shripad Karjatkar is an Assistant Professor and academic researcher with over 15 years of experience in higher education, teaching, research, curriculum development, and student mentoring. He holds a PhD in Marketing from Singhania University and is pursuing doctoral research in Banking & Finance at Savitribai Phule Pune University. He is also SET-qualified in Commerce.

His interdisciplinary research expertise includes Marketing Management, Banking & Finance, Digital Banking, FinTech, ESG Finance, Financial Inclusion, Entrepreneurship Development, and Consumer Behaviour. He has published research articles, authored an academic book, contributed to research submissions, and completed extensive professional development and research training through Elsevier Researcher Academy.

He currently serves as an Assistant Professor at Bharati Vidyapeeth University, Pune.

• Marketing Management
• Banking & Finance
• Digital Banking
• FinTech
• ESG Finance
• Financial Inclusion
• Financial Analysis
• Entrepreneurship and Start-up Development
• Banking and Government Schemes

• Academic Research and Manuscript Development
• Research Methodology and Literature Review
• Peer Review
• Curriculum and Content Development
• ESG Research
• Financial Analysis
• Marketing Research
• Student Mentoring
• Academic Collaboration
• Research Ethics and Academic Publishing
• Research Design and Research Gap Identification
• Data Visualization and Visual Abstract Development
• Academic Book Publication
• Patent / Intellectual Property Research

• Greenwashing or Green Alpha? Evaluating the Impact of ESG Mandates on Corporate Borrowing Costs and Portfolio Performance in Emerging Markets — Manuscript submitted to Business & Society, SAGE Publishing; under editorial consideration. Manuscript ID: BAS-26-1003.
• The Digital Bridge: The Role of FinTech in Scaling Micro-Finance for Climate Adaptation in Emerging Markets
• Evaluating the Role of Public Sector Banks in Financing Start-ups and Micro-Enterprises
• Impact of Digital Banking on Household Savings and Consumption Patterns: Evidence from Pune City
• Effectiveness of MUDRA Loans for Nano-Entrepreneurs in Pune District
• Impact of PMEGP on Micro-Enterprise Development in Pune District
• Business Incubators and Their Impact on Early-Stage Entrepreneurship in Pune
• Role of Urban Cooperative Societies in Promoting Small Businesses and Women Entrepreneurship
• The Indian Startup Revolution: Embracing Challenges and Unleashing Opportunities